Houston Bad Credit Auto Loans - Special Auto Financing

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Everything you Need to Know About Bad Credit Auto Financing in Houston

Get Answers to Frequently Asked Questions About Bad Credit Auto Loans or Use Our Map Below to Find our Finance Center in Houston and Get Access to Bad Credit Car Loans!

Financing for All Credit Types in Houston, Texas at Helfman Dodge Chrysler Jeep Ram Fiat

Shopping for a new or used car is an experience that can be incredibly exciting for drivers, and at the same time, also a stressful time for many other drivers. While you are getting the chance to get a car that is more modern and safer, if your finances are not in the best shape possible or you are in the process of rebuilding your credit, car shopping can be something you dread. As a driver in Houston area with a less than ideal credit, Helfman Dodge Chrysler Jeep Ram Fiat is the place to make your car shopping experience much more enjoyable.

Our Finance Center is Ready to Help Make Qualifying for Auto Loans or Leases Much Easier

Your financial situation can be a combination of numerous things, and with a spotty credit history, many dealerships will not be inclined help you, but at Helfman Dodge Chrysler Jeep Ram Fiat here in Houston, we want more customers to feel confident when they visit. Certain events in your life your can impact your credit score, such as:

  • Repossessions
  • Bankruptcies
  • Late or Missed Payments
  • Foreclosure
  • Divorce
  • A lack of credit history

But even with poor credit, low credit, or no credit, our dealership will not be scared to give you the help you need and deserve. We will do as much as we can to help you get into a car, truck, or SUV that you can trust, while have a fair payment that will help you to improve your credit score going forward!

When you make the trip over to our dealership to shop for your next new or used car, you will get to not only look through our huge and varied selection of cars, but also can get to work with our knowledgeable staff members in the finance center! Here at our finance center our staff members are well-equipped to work with shoppers in Houston who have found themselves in a situation with bad, low, or rebuilding credit. We will take the time to show you how easy financing the car you want even if your finances are not in the best shape.

Financing your next car can be tough if you have bad credit, no credit, or are rebuilding your credit, but our staff is more than ready to help. Our staff members are able to help you see that an auto loan is not the only option, but a lease can be a valuable option as well. In either case, you will be able to get a great car, be it a new or used option, and you can get something that makes driving through Houston a stunning experience.

When drivers like you throughout the greater Houston area are in need of a new or used car, but do not have the most splendid credit history and have been turned away from other dealerships because of this, Helfman Dodge Chrysler Jeep Ram Fiat is the place for you! We know that sometimes life can be hard, and we believe everyone deserves the same great service when shopping for a car.

Visit us today and let our staff in the finance center help you get an auto loan or lease that will help to get you on the right track going forward. See you soon!

Credit FAQs

I have bad credit, can I still get a brand new car?

Of course! The professionals in our Finance Center are adept at helping our customers find the solutions that work best for their situation, whether it's a car loan or a lease. So, if you've been dreaming of a new Jeep, RAM, Dodge, or Chrysler vehicle in Houston but know you have less-than-perfect credit, reach out to the Helfman team today and explore your bad credit auto financing options!

What's considered bad credit?

Generally, a credit score between 300 and 499 is considered to be bad credit. If you're not sure what your credit score is, our Houston Finance team can help!

Can I get a car loan with a credit score of 500 or less?

Yes, you absolutely can! If you have a credit score of 500 or less, there's a good chance you'll still quality for a loan to get that new or used vehicle you've been eyeing! Helfman Dodge Chrysler Jeep Ram Fiat will work with our lenders to help you get the most competitive 'bad credit auto loan' available for your situation!

How can I get auto financing with no credit?

This can be extremely tricky. Don't despair, though. Our experienced team has the know-how it takes to help folks with no credit when it comes to financing their car, truck, or SUV. They're happy to walk you through the process and get you the loan you need. Reach out to Helfman Dodge Chrysler Jeep Ram Fiat's Finance team today explore your financing options if you have no credit!

What is second-chance auto financing?

Second chance auto financing is sometimes called 'bad credit financing,' and is designed to help car buyers who are struggling with credit problems. If you have poor credit, but are in need of a new vehicle, working with a dealer who is experienced in second chance auto financing can help you obtain a 'bad credit auto loan' in Houston.

What dealerships in Houston provide second-chance auto financing?

There are plenty of "buy here, pay here" options here in Houston, but they tend to focus exclusively on pre-owned cars and may not always engage in the most-straightforward sales and financing tactics. Helfman Dodge Chrysler Jeep Ram Fiat, on the other hand, sells both new and pre-owned vehicles, and has been a trusted dealership serving the greater-Houston area since the 1950s. Our Finance team is well-versed in the auto financing process, and has helped numerous shoppers obtain bad credit car loans. Not sure if you'd quality? Fill out our no-obligation credit app above and let us find out!

What kind of interest rates can I get with a bad credit auto loan?

Inevitably, you're going to pay a higher interest rate when you have bad credit, since lenders may view you as a risky borrower. But that's why it helps to shop with a dealer that uses multiple lending institutions in order to find you the best rate possible (and ensure you're getting the most competitive price on the vehicle you're after)!
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