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Buying a new car, truck, or SUV can be exciting for any driver, but when it comes to car financing, it’s perfectly normal to feel a little intimidated by all the numbers.

?Here at Helfman Chrysler Dodge Jeep® RAM, we want to make things a little easier for customers looking to buy a new Chrysler, Dodge, Jeep, or RAM vehicle. Today, we assembled this quick financing FAQ so you can learn more about our financing process.

Q: What interest rates do you offer?

A: There are several factors that play into what sorts of APRs customers can earn, and credit scores are a big part of that. However, we work with all types of credit scores (including drivers with no credit scores yet) to find the best rates we possibly can.

Q: What is a lease?

A: Think of leasing as a long-term rental process. The monthly payments are lower than a traditional loan, the cars are always new, and the repair expenses are lower. However, there are mileage limits, and you won’t be able to customize the car. Still, it’s a great option for people who love driving new cars.

Q: Should I buy or lease?

A: If you want your payments to end and don’t mind keeping a car for years and years, we suggest taking out a traditional loan and buying the vehicle outright. But if you find yourself trading vehicles in a lot and don’t have a long daily commute, a lease could be the right option for you.

If you have any other specific questions, give us a call here at Helfman Chrysler Dodge Jeep RAM. One of our knowledgeable Houston RAM dealers will help you figure out whatever you need. Questions are sure to arise when you're shopping for a new (or new-to-you) vehicle, but we’re always happy to help!
Categories: Finance